Chestnut Hill, Mt. Airy and Northwest Philadelphia real estate and homes for sale in Pennsylvania - Marilou Buffum - REALTOR®

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"She's just determined to get it right..."
Finding the right house for people who are ready to buy a house is difficult enough...
- R.C. and S.D. Mt Airy, Pa.
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Unique and Luxury Homes

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	UniqueHomes.com "The Magazine Of Luxury Real Estate."

Don't Forget To Request A Quick Status Report On Any Homes Or Properties That Interest You!

It can take days, weeks, or longer for changes to appear on web sites. Don't waste your time with less than current information. Request our free Status Report and find out if the homes you are interested in are still on the market, under contract, in escrow, or if the price has been reduced.

The Status Report that you'll receive by email will also include other important information that has been left out or that is available to us through our professional resources, such as how long the property has been on the market, when it was last sold, what it sold for, and more.

Remember: As Chestnut Hill, Mt. Airy and Northwest Philadelphia area real estate agents, it's our job to know more about a property than any web site. Make sure you have the most current information!

Real Estate Tips

Financing Your Home >Mortgage Fears

It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!

Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.

Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.

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Real Estate Trivia

Q	In which 'Oil Sheikdom' of the Far East do the wealthy still choose to live in primitive houses on stilts?
A	Brunei's oil wealth results in no income tax, free education and health services, and cheap housing loans for its average citizen.
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Marilou Buffum, REALTOR®, real estate agent and broker for Chestnut Hill, Mt. Airy and Northwest Philadelphia, Pennsylvania home listings, property and land for sale - NUMBER1EXPERT

Marilou Buffum
Prudential Fox & Roach
97 Bethlehem Pike
Philadelphia, PA 19118-2820
215-248-4050
thebuffums@NUMBER1EXPERT.com
Marilou Buffum is your Chestnut Hill and Mt. Airy Expert. The community's top-selling team includes Marilou Buffum, Associate Broker (Pa.Lic..60244) and Sales Associates: Peter Buffum (Pa. Lic. 208103), Paula Seitchik (Pa. Lic.273926) and Rebecca Buffum (Pa. Lic. 310053).

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